A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
ROCKFORD MUNICIPAL EMPLOYES fell short of the national average on Bankrate's earnings test, achieving a score of 8 out of a possible 30.
One sign that ROCKFORD MUNICIPAL EMPLOYES is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.