THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members during periods of financial instability for the credit union. It follows then that when it comes to measuring an a credit union's financial resilience, capital is useful. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, RIVERVIEW COMMUNITY received a score of 10 out of a possible 30 points, coming in below the national average of 15.65.
RIVERVIEW COMMUNITY had a capitalization ratio of 10.00 percent in our test, below the average for all credit unions, a sign that it's less well prepared for financial trouble than its peers.