How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial shocks. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's earnings test, RIVERSET CREDIT UNION scored 6 out of a possible 30, below the national average of 10.11.
RIVERSET CREDIT UNION had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's running ahead of its peers in this area.