A credit union's earnings performance has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, potentially making the credit union better prepared to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
RIVER VALLEY beat the national average on Bankrate's test of earnings, achieving a score of 12 out of a possible 30.
One sign that RIVER VALLEY is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.