How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in tough times. However, credit unions that are losing money have less ability to do those things.
RICHFIELD-BLOOMINGTON did below-average on Bankrate's earnings test, achieving a score of 10 out of a possible 30.
RICHFIELD-BLOOMINGTON had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's beating its peers in this area.