How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's earnings test, RESURRECTION LUTHERAN scored 2 out of a possible 30, below the national average of 10.11.
One sign that RESURRECTION LUTHERAN is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.