THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members during periods of economic instability for the credit union. It follows then that when it comes to measuring an an institution's financial strength, capital is key. When it comes to safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, RAPIDES racked up 30 out of a possible 30 points, beating the national average of 15.65.
RAPIDES appears to be on more solid financial footing than its peers, with a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions.