THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members during periods of financial instability for the credit union. Therefore, an institution's level of capital is a crucial measurement of its financial fortitude. When looking at safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, RADIO, TELEVISION AND COMMUNICATION received a score of 12 out of a possible 30 points, less than the national average of 15.65.
RADIO, TELEVISION AND COMMUNICATION appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions.