A credit union's profitability affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, R G scored 22 out of a possible 30, beating out the national average of 10.11.
One sign that R G is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.