A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, QSIDE scored 4 out of a possible 30, lower than the national average of 10.11.
One sign that QSIDE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.