THE INSTITUTION'S SCORE
Capital works as a cushion against losses and affords protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is key. When looking at safety and soundness, more capital is better.
On our test to measure capital adequacy, PUTNAM SCHOOL EMPLOYEES racked up 20 out of a possible 30 points, beating out the national average of 15.65.
PUTNAM SCHOOL EMPLOYEES appears to be stronger than its peers, with a capitalization ratio of 20.00 percent in our test, higher than the average for all credit unions.