How successful a credit union is at making money has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
PUEBLO HORIZONS scored 0 out of a possible 30 on Bankrate's earnings test, less than the national average of 10.11.
One indication that PUEBLO HORIZONS is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.