How successful a credit union is at making money affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand economic shocks. Conversely, losses lessen a credit union's ability to do those things.
PUBLIC SERVICE PLAZA scored 4 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
PUBLIC SERVICE PLAZA had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, a sign that it's outperforming its peers in this area.