How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, likely making the credit union better able to withstand financial shocks. Conversely, losses lessen a credit union's ability to do those things.
PRIORITY ONE CREDIT UNION did below-average on Bankrate's earnings test, achieving a score of 8 out of a possible 30.
PRIORITY ONE CREDIT UNION had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's beating its peers in this area.