A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
PRESTIGE COMMUNITY scored 8 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
PRESTIGE COMMUNITY had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, a sign that it's beating its peers in this area.