A credit union's profitability has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's test of earnings, PREMIER SOURCE scored 0 out of a possible 30, failing to reach the national average of 10.11.
One indication that PREMIER SOURCE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.