How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, PRAIRIE scored 0 out of a possible 30, below the national average of 10.11.
One indication that PRAIRIE is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.