THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members when a credit union is experiencing financial trouble. Therefore, a credit union's level of capital is a crucial measurement of its financial fortitude. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, POSTAL FAMILY received a score of 12 out of a possible 30 points, coming in below the national average of 15.65.
POSTAL FAMILY appears to be weaker than its peers in this area, with a capitalization ratio of 12.00 percent in our test, lower than the average for all credit unions.