THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial strength, capital is essential. From a safety and soundness perspective, the more capital, the better.
PORT OF HOUSTON beat out the national average of 15.65 points on our test to measure capital adequacy, receiving a score of 30 out of a possible 30 points.
PORT OF HOUSTON had a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions, a sign that it could be more resilient in a crisis than its peers.