How successful a credit union is at making money affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's test of earnings, PORT OF HOUSTON WAREHOUSE scored 0 out of a possible 30, below the national average of 10.11.
PORT OF HOUSTON WAREHOUSE had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's outperforming its peers in this area.