A credit union's earnings performance affects its long-term survivability. Earnings may be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's test of earnings, PORT CONNEAUT scored 2 out of a possible 30, coming in below the national average of 10.11.
One sign that PORT CONNEAUT is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.