A credit union's earnings performance has an effect on its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union better prepared to withstand financial shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
PONTIAC DWIGHT PRISON EMPLOYS scored 2 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
One sign that PONTIAC DWIGHT PRISON EMPLOYS is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.