A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, potentially making the credit union better prepared to withstand financial shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
POCATELLO SIMPLOT scored 2 out of a possible 30 on Bankrate's earnings test, falling short of the national average of 10.11.
One indication that POCATELLO SIMPLOT is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.