A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, likely making the credit union better able to withstand financial shocks. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's test of earnings, PLYMOUTH COUNTY TEACHERS scored 8 out of a possible 30, less than the national average of 10.11.
One indication that PLYMOUTH COUNTY TEACHERS is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.