THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial resilience, capital is key. From a safety and soundness perspective, the higher the capital, the better.
PLANTERS racked up 18 out of a possible 30 points on our test to measure capital adequacy, beating the national average of 15.65.
PLANTERS appears to be on more solid financial footing than its peers, with a capitalization ratio of 18.00 percent in our test, above the average for all credit unions.