How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
PLAINFIELD POLICE & FIREMEN'S scored 0 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
PLAINFIELD POLICE & FIREMEN'S had an earnings ratio of -1.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.