THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is essential. When looking at safety and soundness, more capital is preferred.
On our test to measure the adequacy of a credit union's capital, PITTSBURGH FIREFIGHTER'S achieved a score of 22 out of a possible 30 points, better than the national average of 15.65.
PITTSBURGH FIREFIGHTER'S appears to be more well prepared for financial trouble than its peers, with a capitalization ratio of 22.00 percent in our test, above the average for all credit unions.