How successful a credit union is at earning money has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, PIPEFITTERS-STEAMFITTERS scored 2 out of a possible 30, failing to reach the national average of 10.11.
One sign that PIPEFITTERS-STEAMFITTERS is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.