A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic shocks. Conversely, losses take away from a credit union's ability to do those things.
PINE BLUFF COTTON BELT scored 0 out of a possible 30 on Bankrate's test of earnings, less than the national average of 10.11.
One sign that PINE BLUFF COTTON BELT is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.