How successful a credit union is at making money affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's test of earnings, PINAL COUNTY scored 14 out of a possible 30, above the national average of 10.11.
One indication that PINAL COUNTY is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.