A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's test of earnings, PHILA GAS WORKS EMPLOYEES scored 0 out of a possible 30, coming in below the national average of 10.31.
One sign that PHILA GAS WORKS EMPLOYEES is lagging behind its peers in this area was its earnings ratio of -7.00 percent in our test, less than the average for all credit unions.