THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members when a credit union is experiencing financial instability. Therefore, an institution's level of capital is an essential measurement of its financial strength. When it comes to safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, PEORIA POSTAL EMPLOYEES racked up 30 out of a possible 30 points, above the national average of 15.65.
PEORIA POSTAL EMPLOYEES's capitalization ratio of 30.00 percent in our test was higher than the average for all credit unions, suggesting that it's more well prepared for financial trouble than its peers.