How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, likely making the credit union better able to withstand economic shocks. Obviously, credit unions that are losing money are less able to do those things.
PEOPLES-NEIGHBORHOOD did below-average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
PEOPLES-NEIGHBORHOOD had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's doing better than its peers in this area.