How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, PEOPLE DRIVEN scored 8 out of a possible 30, less than the national average of 10.11.
One indication that PEOPLE DRIVEN is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.