A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
PENINSULA GEN HOSP&MED CENTR EMPLS scored 14 out of a possible 30 on Bankrate's test of earnings, beating out the national average of 10.11.
PENINSULA GEN HOSP&MED CENTR EMPLS had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.