THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members when a credit union is experiencing economic instability. It follows then that when it comes to measuring an an institution's financial strength, capital is valuable. From a safety and soundness perspective, the more capital, the better.
On our test to measure capital adequacy, PENINSULA COMMUNITY received a score of 8 out of a possible 30 points, below the national average of 15.65.
PENINSULA COMMUNITY appears to be weaker than its peers in this area, with a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions.