THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an an institution's financial strength, capital is key. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, PAUL QUINN scored 30 out of a possible 30 points, exceeding the national average of 15.65.
PAUL QUINN appears to be more well prepared for financial trouble than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.