A credit union's profitability affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union better prepared to withstand economic trouble. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, PATTERSON PUMP scored 4 out of a possible 30, less than the national average of 10.11.
One indication that PATTERSON PUMP is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.