THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an an institution's financial resilience, capital is useful. When it comes to safety and soundness, the higher the capital, the better.
PARTNERSHIP FINANCIAL received a score of 10 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, less than the national average of 15.65.
PARTNERSHIP FINANCIAL appears to be weaker than its peers in this area, with a capitalization ratio of 10.00 percent in our test, lower than the average for all credit unions.