A credit union's ability to earn money has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union better prepared to withstand financial shocks. Obviously, credit unions that are losing money have less ability to do those things.
PARKER COMMUNITY received below-average marks on Bankrate's earnings test, achieving a score of 6 out of a possible 30.
PARKER COMMUNITY had an earnings ratio of 3.00 percent in our test, above the average for all credit unions, a sign that it's outperforming its peers in this area.