A credit union's profitability affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, PARK MANOR CHRISTIAN CHURCH scored 0 out of a possible 30, lower than the national average of 10.11.
One indication that PARK MANOR CHRISTIAN CHURCH is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.