How successful a credit union is at making money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
PARAMOUNT BAPTIST CHURCH received above-average marks on Bankrate's test of earnings, achieving a score of 24 out of a possible 30.
One indication that PARAMOUNT BAPTIST CHURCH is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.