A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or use them to address problematic loans, likely making the credit union better able to withstand financial shocks. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, PAMPA MUNICIPAL scored 18 out of a possible 30, better than the national average of 10.11.
PAMPA MUNICIPAL had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's doing better than its peers in this area.