A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union better able to withstand economic shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
PACOIMA DEVELOPMENT underperformed the average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
PACOIMA DEVELOPMENT had an earnings ratio of -2.00 percent in our test, equal to the average for all credit unions, an indication that it's running neck and neck with its peers in this area.