A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Obviously, credit unions that are losing money are less able to do those things.
PACIFIC NORTHWEST IRONWORKERS scored 28 out of a possible 30 on Bankrate's earnings test, exceeding the national average of 10.11.
One sign that PACIFIC NORTHWEST IRONWORKERS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.