A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or use them to deal with problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
PACIFIC CASCADE scored 12 out of a possible 30 on Bankrate's earnings test, exceeding the national average of 10.11.
One sign that PACIFIC CASCADE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.