A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or use them to deal with problematic loans, likely making the credit union better prepared to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
PACE RESOURCES scored 14 out of a possible 30 on Bankrate's earnings test, better than the national average of 10.11.
One sign that PACE RESOURCES is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.