How successful a credit union is at making money has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's earnings test, P W C EMPLOYEES CREDIT UNION scored 12 out of a possible 30, beating out the national average of 10.11.
One indication that P W C EMPLOYEES CREDIT UNION is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.