A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's earnings test, OUR MOTHER OF MERCY PARISH HOUSTON scored 0 out of a possible 30, coming in below the national average of 10.11.
OUR MOTHER OF MERCY PARISH HOUSTON had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's doing better than its peers in this area.