How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, likely making the credit union better prepared to withstand financial shocks. Credit unions that are losing money, however, have less ability to do those things.
OUR LADY OF THE ANGELS fell short of the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
One indication that OUR LADY OF THE ANGELS is lagging behind its peers in this area was its earnings ratio of -6.00 percent in our test, less than the average for all credit unions.